3-Marla Plot Scheme
3-Marla Plot Scheme: Chief Minister Punjab Maryam Nawaz Sharif has taken a very welcome step by approving three marla plot schemes through the Apni Chhat Apna Ghar Scheme. The aim of this initiative is to provide interest-free housing loans and cheapest plots to needy families across Punjab. The three marla plot scheme has been formally launched by the Punjab government. It has been approved by Chief Minister Maryam Nawaz Sharif. The scheme will first start in Chishtian where 666 plots will be distributed in the first phase.
Maryam Nawaz Sharif further said that 927 applicants across Punjab have received the first installment of loans under the Apni Chhat Apna Ghar scheme. Chief Minister Maryam Nawaz has directed to construct the houses of the needy people on time and ensure that the second installment is provided to them immediately. The government of Punjab focuses on empowering the poor people by making them able to build houses through the plots given to them. The program not only solves the housing problems of the people but also plays an important role in improving their lives.
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Features Of The 3-Marla Plot Scheme
The newly approved scheme by the Punjab government will provide three marla plots to low-income families. This plot scheme will initially start from Chishtian where 666 plots will be given to poor people. Applicants will get loans of up to 1.5 million to build their houses on these plots. A special feature of this scheme is that these loans will be given to the public without interest.
The monthly installments to repay these loans given by the government are very low. Borrowers will pay installments of 14,000 per month. In this way, the dream of poor people to own their own house will be fulfilled. The Government of Punjab will also give essential items like furniture etc. as a gift to the first five completed houses through this scheme. which will encourage these people.
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مریم نواز کی اس سکیم میں درخواست دینے کے لیے درخواست گزار کا اہلیت کے معیار پر پورا اترنا ضروری ہے۔ درخواست گزار کا پنجاب کا رہائشی ہونا ضروری ہے۔ اس نے کسی ہاؤسنگ سکیم سے کوئی فائدہ نہیں اٹھایا۔ پروگرام کی شرائط کے مطابق درخواست دہندگان کے پاس ایک چھوٹا پلاٹ ہونا ضروری ہے۔ پروگرام میں اپلائی کرنے کا عمل بہت آسان ہے۔ آپ اس پروگرام میں اپنی درخواست آن لائن بھی جمع کرا سکتے ہیں۔
درخواست جمع کرانے کے لیے درخواست گزار کو پہلے ڈپٹی کمشنر یا اسسٹنٹ کمشنر کے دفتر سے فارم لینا ہوگا۔ اس کے علاوہ آمدنی کی تصدیق، زمین کی ملکیت سمیت تمام ضروری دستاویزات کا ہونا بھی ضروری ہے۔ درخواست کے عمل کو انتہائی صاف اور شفاف بنایا گیا ہے۔ اس پروگرام کو ہر غریب تک رسائی میں لانے کے لیے اہم اقدامات کیے گئے ہیں۔ اس بات کو یقینی بنایا گیا ہے کہ امداد صرف مستحق افراد تک پہنچے.
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Progress Of Apni Chhat Apna Ghar Scheme
The Apni Chhat Apna Ghar Scheme has made impressive progress since Agha. Under this scheme, about 927 applicants have received the first installment of loans so far. With the help of this, they have started building their houses. This program of the Government of Punjab fully reflects the commitment of the Government to ensure timely payment of installments.
Apart from this, the Punjab government is also distributing checks to the deserving families. Chief Minister Punjab Maryam Nawaz Sharif announced in an event that more than five lakh applications have been received for this program so far. Receiving such a large number of applications is an indication that people have full confidence in the government.
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Loan Details and Housing Resources
Under Apni Chhat Apna Ghar scheme of the Government of Punjab, location-based loan packages are offered, ensuring inclusion for rural and urban housing.
Rural Areas: People of rural areas will get loans up to 1.5 million in easy installments for houses up to 10 marla. whose monthly installment will be a minimum.
Urban Areas: Loans will be available for houses up to five marlas in urban areas. Their monthly installment will also be minimal like in rural areas.
Major Cities: Construction of four marla flats on government land for the scheme in big cities. For which the flats will be allocated through a transparent loan and the monthly installments of these flats will also be very easy.
The repayment of loans in easy installments by the government ensures that all people can easily benefit from this program according to their needs. And be able to pay the minimum monthly loan according to your status.
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Subsidies On Private Housing Schemes
Apni Chhat Apna Ghar Scheme also fully cooperates with the Private Housing Scheme to maximize its reach. The houses given under this cooperation range from three to five marlas. The government gives a subsidy of up to 10 lakh rupees to each house. Beneficiaries pay their remaining amount in easy installments over five years.
This partnership by the Government of Punjab completely bridges the gap between public and private endeavors. From this, a best and complete procedure can be adopted to eliminate the challenges of the housing scheme.
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Who can take a loan of 15 lakhs from this scheme?
Under the Apni Chhat Apna Ghar scheme, a loan of Rs 15 lakh is being given by the government for a three-marla plot. People living in Punjab who have no house can take this loan. Those people who are living in a rented house can also benefit from this loan. Or people whose house is too small to live in. The purpose of starting this program is to help low-income families and give them financial assistance so that they can meet the need to build their own houses.
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Application Procedure
To apply to Apni Chhat Apna Ghar scheme of Maryam Nawaz, the applicant must meet the eligibility criteria. The applicant must be a resident of Punjab. He has not taken any benefit from any housing scheme. Applicants must own a small plot as per the terms of the program. The process of applying to the program is very easy. You can also submit your application online for this program.
To apply, the applicant will first have to take the form from the Deputy Commissioner or the Assistant Commissioner’s office. Apart from this, it is also necessary to have all the necessary documents including income verification, land, and ownership.
The application process has been made very clean and transparent. Important steps have been taken to make this program accessible to every poor person. It has been ensured that the aid reaches only the deserving people.
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Conclusion
Apni Chhat Apna Ghar Scheme is a very important initiative of the Punjab government to help the poor people. Under this scheme, the poor residents of Punjab will be given affordable housing and loans on easy installation.
The addition of the three-phase plot scheme is an all-out effort by the government to tackle the housing shortage and help poor families. Under this program, interest-free loans, subsidized plots, and essential resources will be provided by the government to the poor people. Under this program, the dream of home ownership will come true for countless people.
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