Punjab Khud Mukhtar Program
The Punjab Government has launched a Khud Mukhtar program for poor people to start their own businesses. In the Khud Mukhtar program, poor people will be given a loan of 1.5 lakh rupees to start their own retail business. What he can pay in easy installments will increase employment opportunities and reduce poverty
Through this program, 11 districts of Punjab including Bahawalpur, Muzaffargarh, Bhakkar, Dera Ghazi Khan, Rahim Khan, Rajanpur, Khushab Leh, Bahawalnagar, and Lodhran will provide financial assistance to married families. In this article, we will provide you with all the information about the Punjab Khud Mukhtar Program provided by the Punjab Government, so read the article till the end.
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Feature of Khud Mukhtar Program
Through the Punjab Khud Mukhtar Program, deserving people are trained in Labor Market Readiness (LMR) so that they can plan and run their businesses better. After the training, those who are provided with business money are also monitored for three years to ensure that the money provided is used only for business purposes. If one does not have a job, one becomes a part of criminal activities. The Punjab government wants to root out this problem, it wants all the families in the province of Punjab to have a source of employment so that the crime rate in the society can be reduced.
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Eligible Criteria for Punjab Khud Mukhtar Program
If you also want to benefit from the Khud Mukhtar Program, you have to fulfill the criteria given by the Punjab government. The following are the criteria given by the Punjab Government. You can check the criteria to find out if you qualify for the Khud Mukhtar Program. The eligibility criteria are provided below:
- Register yourself in the Benazir Income Support Program (BISP).
- You don’t already own a personal business.
- Your poverty rate must be less than 32%.
- You must be domiciled in the province of Punjab.
- The beneficiary must be above 18 years of age.
- You must be married to take advantage of the Khud Mukhtar Program.
- The beneficiary has completed their National Socio-Economic Registry (NSER) survey.
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Business Proposal With Funds Received Through the Khud Mukhtar Program
If you take advantage of the Khud Mukhtar Program, you are given the option to choose any business of your choice that you feel will bring you the most profit. Some businesses have also been suggested by the Punjab government which provides high profit at low cost. In this article, we will also provide you with all the information about these programs so that you do not face any problems in starting your business. The list of businesses recommended by the Government of Punjab is provided below:
- انڈسٹریل ہوم
- سبزی فروٹ کی دکان
- لوڈر رکشہ
- کار پینٹر
- الیکٹریشن اینڈ یو پی ایس سروس سینٹر
- چوڑیوں کی دکان
- ہیئر ڈریسر
- کپڑوں پر ٹھپے لگانے کا کام
- پلمبر
- کریانے کی دکان
- موبائل ریپیئر نگ شاپ
- مویشی پالنا
- سمو سے پکوڑے کی دکان
- چائے ڈھابہ
- آچار مربہ کا کام
- برتنوں پر نقاشی
- ویلڈنگ کی دکان
- موٹر سائیکل، کار مکینک
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Registration Process of Punjab Khud Mukhtar Program
If you wish to register yourself in the independent program, you must first ensure that your NSER survey is completed. After completing your NSER survey, you will have to register yourself in the BISP program as the stand-alone program will be provided to BISP beneficiary families. If you complete your registration successfully, you will be provided with a financial agreement of Rs 150,000 by the Khud Mukhtar Program to start your business and make your future bright.
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Frequently Ask Questions (FAQs)
What is the Punjab Khud Mukhtar Program?
The Punjab Khud Mukhtar Program is a financial assistance initiative providing loans of Rs 150,000 to help married families in 11 districts of Punjab start their businesses.
Which districts are covered under the Punjab Khud Mukhtar Program?
The program is available in 11 districts, including Bahawalpur, Muzaffargarh, Bhakkar, Dera Ghazi Khan, Rahim Yar Khan, Rajanpur, Khushab, Leh, Bahawalnagar, and Lodhran.
What are the eligibility criteria for the Punjab Khud Mukhtar Program?
To be eligible, you must be registered in BISP, have a poverty rate below 32%, be a married resident of Punjab, not already own a business, be over 18, and have completed the NSER survey.
What types of businesses can I start with the Khud Mukhtar Program loan?
You can choose from various business options, including a grocery store, vegetable/fruit shop, mobile repair shop, livestock farming, tea stall, welding shop, or motorbike repair, among others.
How much financial assistance is provided in the Khud Mukhtar Program?
Eligible beneficiaries receive a loan of Rs 150,000 to start their business.
Is training provided under the Khud Mukhtar Program?
Yes, the program includes training in Labor Market Readiness (LMR) to help beneficiaries plan and manage their businesses effectively.
How long is the monitoring period after receiving funds from the Khud Mukhtar Program?
Beneficiaries are monitored for three years to ensure that the funds are being used for business purposes.
What is the registration process for the Punjab Khud Mukhtar Program?
First, complete your NSER survey and register for the BISP program. Once registered, you may apply for financial assistance through the Khud Mukhtar Program.
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Summary
The Khud Mukhtar Program has been announced by the Punjab government, through which an amount of Rs 150,000 will be provided to those people who want to start their own businesses. This business will be started on a small scale.
Now this program has been started in 11 districts of Punjab and further this program will be expanded. NSER survey is mandatory for registration and it is mandatory that you are a permanent resident of Punjab. If you are also married, you can get an amount of Rs 1 lakh 50 thousand from the Punjab government, which you can use in the settlement of your business.
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